This is an undivided back advertising postcard for THE CAPITAL NATIONAL BANK of Saint Paul, Minnesota. It has a December 1909 calendar, a Christmas theme, and a bank-related message:
The Best Present
The wisest Christmas gift you can make the youngster is to open an account for him by depositing a suitable sum in our bank.
Present him with the deposit-book, and watch him add to the account.
There is an education in it for him, as the interest grows, and the principal accumulates , he learns the true value of money and the supreme importance of saving.
Most rich men of today were taught the saving habit in youth.
The saving habit is still wise for anyone, but I wish the part about the growing interest were still true!